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• Iomart Group Customer Number
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Property Developers are enabling people to get on the Ladder, but break the upper and lower rungs.
"I purchased a shared ownership property two and a half years ago. At the time this was the one and only way I could get on the property ladder in Greater London. "
"I was able to purchase 50% (but you don't get a choice as I had to purchase the most that I could afford based on pre purchase assessment calculations). Since then my situation has changed and I am trying to sell the property but I am encountering serious problems which is causing a ton of stress. "
There is ZERO interest from buyers on the property. Which must be down to the percentage share and valuation of the property. The property is a studio flat and the share value of 50% is approximately 140k.
The problem is that there are many of properties in the area where you can buy a smaller share but own a far larger flat with 2 or 2 bedrooms. I feel completely stuck at the moment because even bailing is not an option without wiping out almost all of my capital I have put towards the property over the last two years. This includes my deposit to get on the propperty ladder in the first place. If I were to turn back time I would probably buy a smaller share of a bigger property. I have no idea what to do in this situation. I really need to get out of this flat but sub letting isn't allowed. At least, it's a risk to do in case you get caught. There's also Airbnb but there's no guarantee anyone will rent the flat, and I would think that is also classes as sub letting. Also in London you can only Airbnb a place for a maximum of 3 months.
I can't afford to buy the remaining 50% and then sell it outright. I can't think of any other options available to me. If anyone on the forum can offer any advice or words of wisdom I would be hugely appreciative. I'm at a complete loss and desperate to find some way out.
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